Before You Move In Together . . .
Before you move in together, talk about money!
How will you split the expenses? What are your short term and long term savings goals? How much debt are each of you carrying? What sort of lifestyle is each person expecting? Will you be taking vacations together, and if so, what kinds of vacations and what are the usual expenses? What do you do when one person makes significantly less than the other? And most importantly, what VALUES drive your money goals and spending?
This is a conversation that most couples will NOT have had, but it is essential for harmony when you live together. Be brave and introduce the subject! You’ll be glad you did.